SilverHouse Group Capital Insurance Credit
Business · Asset · Property-backed credit

Capital that moves business forward.

Finance for contractorstransporterssuppliersmanufacturersclinics & hospitalsgrowing families

Facilities structured around how you actually earn — working capital, equipment, vehicles, homes, contracts and premiums. Decisive, transparent and backed by the SilverHouse Group.

Estimated monthly instalment —
Business & SME finance
9 credit solutionsFor businesses & individuals
Clear offer lettersEvery cost disclosed upfront
01 · Credit Solutions

Facilities designed for the way Kenya does business.

From a single vehicle to a fleet, a supplier's first government LPO to a manufacturer's new production line — each facility is sized to real cash flows and secured sensibly.

Compare all nine solutions
SilverHouse Credit relationship managers in a credit committee
1relationship manager,
application to final repayment
02 · Why SilverHouse Credit

The precision of a merchant bank. The access of a partner.

We believe credit should be a catalyst, not a burden. Every facility begins with understanding your business — its cycles, its customers and its plans.

As a member of the SilverHouse Group we bring lending, insurance and advisory expertise together: your asset insured through SilverHouse Insurance, your loan protected by credit life, and your growth supported by the strategic perspective of SilverHouse Capital.

0Credit solutions
0Sectors financed
0Group companies
About SilverHouse Credit
03 · Plan with confidence

Know your numbers before you apply.

Model your monthly instalment, total interest and repayment period across our most popular facilities. Your relationship manager will then tailor the structure to your cash flows.

  • Reducing balance and flat-rate methods
  • Presets for six popular facilities
  • Transparent total cost of credit

Estimate your repayments

KES 100KKES 50M
3 months15 years
8%36%
Estimated monthly instalment
—
Principal
Total interest
Total repayable
Apply for this facility

Illustration only. Actual rates, fees and terms depend on assessment and are confirmed in a written offer.

04 · How it works

From application to growth, in five steps.

A clear process with a single point of contact. You always know where your application stands, what we need and what happens next.

01

Apply

Share your needs online, by phone or at our Riverside Drive office. A relationship manager is assigned to you from day one.

Apply
02

Assess

We review your cash flows, security and documents — and ask the questions that help us structure the facility properly.

Assess
03

Approve

You receive a clear offer letter with the amount, term, rate, fees and conditions disclosed in writing.

Approve
04

Disburse

Once security and documentation are complete, funds are released — often paid directly to your supplier.

Disburse
05

Grow

Ongoing support, periodic reviews and top-up facilities as your business and ambitions grow.

Grow
05 · Our principles

Credit you can trust.

Six commitments that guide every facility we structure — from the first conversation to the final repayment.

SilverHouse Credit agreeing a facility with a client
"We lend what you can comfortably repay — affordability comes before volume."Our lending standard
01

Responsible lending

We lend what you can comfortably repay. Affordability comes before volume — always.

02

Total transparency

Every rate, fee and condition is disclosed in writing before you sign. No surprises.

03

Relationship banking

A dedicated relationship manager who knows your business and answers your calls.

04

Decisive processing

Clear document lists, efficient assessment and timely, well-communicated decisions.

Group strength
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SilverHouse companies

Capital, Insurance and Credit under one standard.

05

Structured solutions

Facilities built around your cash flows and assets — not a one-size-fits-all product.

06

Group strength

Backed by the SilverHouse Group, with insurance and advisory expertise under one roof.

07 · Trade & contract finance

Won the contract? We'll help you deliver it.

Suppliers to government, corporates and NGOs often win orders they cannot fund — then wait months to be paid. LPO financing and invoice discounting close the gap so you can deliver with confidence.

Explore Trade Finance
0Credit solutions
0Sectors financed
0Step lending process
0Relationship manager
Keys handed over to a new home owner
Staged construction funding
08 · Home & property

Buy, build or unlock the value of property.

Whether you're purchasing a completed home, building on your own plot in phases, or using a title deed to fund expansion, we structure property finance with care.

  • Construction funds released against verified progress
  • Valuation, searches and charge registration coordinated
  • Mortgage protection arranged through SilverHouse Insurance
09 · Insights

Smarter borrowing starts here.

Knowledge centre

Guides on asset finance, LPO funding, CRB reports, title deed loans and more.

Browse the library
SilverHouse Credit relationship manager
Prefer to talk it through?A relationship manager will call you — usually within one business day.
Request a callback

Let's talk about your plans.

Leave your details and tell us what you're planning. We'll call to understand your needs and suggest the right structure.