SME & Business Loans
Working capital, expansion and term finance for established SMEs and corporates, structured around real cash flows.
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08 · Salary & Check-off Loans
A financial benefit your people will value.
Affordable loans for employees of partner organisations, repaid conveniently through payroll deductions.
01 · Overview
02 · Facility options
03 · FAQs
Salary & Check-off Loans, made clear.
Check-off loans are offered to employees of organisations that partner with SilverHouse Credit. Repayments are deducted directly from salary, which makes the loans convenient for employees and lower-risk for the lender.
For employers, a check-off partnership is a valuable staff benefit that supports financial wellbeing — at no cost to the organisation.
Key features
Loans for school fees, emergencies, assets and development
Repayment through payroll deductions
Affordability checks within statutory deduction limits
Simple employer partnership agreements
Credit life cover arranged via SilverHouse Insurance
Fast processing for confirmed employees
What you'll need
- Permanent or long-term contract employee of a partner employer
- Latest payslips
- National ID and KRA PIN
- Employer confirmation and check-off authority
Choose the structure that fits.
01
Personal Development Loans
Funding for education, property development or major purchases.
02
Emergency Loans
Quick support for unexpected medical or family expenses.
03
Employer Partnerships
A structured benefit for organisations that want to support their staff.
Your questions, answered.
We sign a simple check-off agreement with the employer covering deductions and remittances.
Limits depend on your net pay, existing deductions and statutory limits on total deductions.
The outstanding balance becomes payable under the agreed terms; credit life cover protects against death and disability.
Protected by the SilverHouse Group
Insure the asset. Protect the loan. All under one group.
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