Credit built on strategy and stewardship.
We provide structured, transparent credit to Kenyan businesses and families — with the discipline of a private bank and the commitment of a long-term partner.
A credit partner for Kenya's builders, traders and families.
SilverHouse Credit exists to put capital to productive use — funding the equipment, vehicles, stock, contracts, premiums and homes that move people and businesses forward.
We combine rigorous credit assessment with genuine understanding of how businesses operate. We look beyond collateral to cash flows, customers and character, and structure each facility so that it can be repaid comfortably.
From our head office at 15 Riverside Drive, Nairobi, our relationship managers serve clients across sectors — from contractors and transporters to suppliers, manufacturers, healthcare providers and salaried professionals.
Our Credit SolutionsTo provide responsible, well-structured credit that helps Kenyan businesses and families grow — delivered with clarity, speed and integrity.
To be East Africa's most trusted partner for business, asset and property-backed finance.
How we lend.
Six commitments that shape every facility — and every conversation — at SilverHouse Credit.
Responsible lending
We lend what you can comfortably repay. Affordability comes before volume — always.
Total transparency
Every rate, fee and condition is disclosed in writing before you sign. No surprises.
Relationship banking
A dedicated relationship manager who knows your business and answers your calls.
Decisive processing
Clear document lists, efficient assessment and timely, well-communicated decisions.
Structured solutions
Facilities built around your cash flows and assets — not a one-size-fits-all product.
Group strength
Backed by the SilverHouse Group, with insurance and advisory expertise under one roof.
Responsible lending is good business.
We assess affordability carefully, disclose every cost in writing and treat customers fairly throughout the life of a facility — including when circumstances change. If you face difficulty repaying, speak to us early so that we can agree a workable solution.
- Affordability assessed before every approval
- Plain-language offer letters with total cost of credit
- Confidential handling of personal and business data
- Fair, respectful collections practices
Three companies. One standard.
Together with SilverHouse Capital and SilverHouse Insurance, we give clients a joined-up approach to capital, credit and protection — an asset financed by Credit can be insured by Insurance, and growth plans can draw on the advisory strength of Capital.