09 · Insurance Premium Finance

Full cover today. Comfortable instalments all year.

Pay annual motor, medical, property and business insurance premiums in convenient monthly instalments.

01 · Overview

Insurance Premium Finance, made clear.

Annual insurance premiums — for a fleet, a corporate medical scheme, business property or a family car — can place real pressure on cash flow when they fall due in a single payment. Insurance premium finance pays the insurer upfront so your cover starts immediately, while you repay in manageable monthly instalments.

Working hand in hand with our sister company, SilverHouse Insurance, we make it simple to secure the right cover without delaying it, reducing it or draining working capital to pay for it.

Key features

Premiums paid to the insurer upfront — cover starts immediately

Repay in monthly instalments over the policy period

Motor, fleet, medical, property and liability policies

Seamless coordination with SilverHouse Insurance

Simple documentation linked to the policy schedule

Renewal financing arranged before your cover lapses

What you'll need

Insurance quotation or debit note
National ID or company registration documents
KRA PIN certificate
Recent bank statements or payslips

02 · Facility options

Choose the structure that fits.

Business Premium Finance

Spread fleet, property, liability and group medical premiums across the year.

Personal Premium Finance

Pay motor and family medical premiums in convenient monthly instalments.

Renewal Financing

Arranged ahead of renewal so cover never lapses while budgets catch up.

03 · FAQs

Your questions, answered.

Once the facility is approved, we pay the insurer directly so your policy is issued without delay.

Most annual general and medical policies, including motor, fleet, property, liability and group medical schemes.

The facility is linked to the policy. Speak to us early if you face difficulty — we will agree a workable plan before considering policy cancellation.