Asset & Equipment Finance
Acquire construction plant, manufacturing machinery, medical and office equipment — and pay from the income it generates.
Learn more 02 / 09
01 · SME & Business Loans
Finance that keeps pace with your ambition.
Working capital, expansion and term finance for established SMEs and corporates, structured around real cash flows.
01 · Overview
02 · Facility options
03 · FAQs
SME & Business Loans, made clear.
Growth rarely waits for cash to accumulate. SilverHouse Credit provides term loans and working capital facilities that help established businesses stock up for a season, open a new branch, take on a larger contract or smooth the gap between paying suppliers and collecting from customers.
We assess your business the way a partner would: by understanding your cash flows, your customers and your plans — not only your collateral. The result is credit that is sized realistically and repaid comfortably.
Key features
Term loans for expansion, refurbishment and new projects
Working capital facilities aligned to your trading cycle
Repayment schedules built around actual cash flows
Flexible security options, including assets and property
A dedicated relationship manager for every client
Clear pricing with no hidden charges
What you'll need
- Registered business trading for at least 12 months
- Recent bank statements and management accounts
- KRA PIN and business registration documents
- Clear purpose and repayment source
Choose the structure that fits.
01
Working Capital Loans
Short-term funding for stock, payroll and operating expenses during busy periods.
02
Expansion Term Loans
Medium-term finance for new branches, capacity and strategic projects.
03
Bridging Finance
Short-term funding that bridges a confirmed future inflow, such as a contract payment or sale proceeds.
Your questions, answered.
Facility sizes depend on your cash flows, existing obligations and security. We size credit so that repayments remain comfortable even in slower months.
Once we have complete documentation, we aim to communicate a credit decision quickly. Your relationship manager keeps you updated at every stage.
Yes. Early repayment terms are set out clearly in your offer letter before you sign.
Protected by the SilverHouse Group
Insure the asset. Protect the loan. All under one group.
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