SME & Business Loans
Working capital, expansion and term finance for established SMEs and corporates, structured around real cash flows.
Learn more 01 / 09
Credit Solutions
Nine credit solutions, structured with precision.
Each facility is sized to your cash flow, secured sensibly and documented transparently — with one relationship manager from application to final repayment.
Compare at a glance
Which facility fits your need?
Not sure where to start? Compare what each facility is best for and the security it typically uses — then speak to a relationship manager.
| Facility | Best for | Typical security | |
|---|---|---|---|
| SME & Business Loans | Growth, stock and operating needs | Business assets, guarantees or property | Apply |
| Asset & Equipment Finance | Acquiring productive equipment | The financed asset | Apply |
| Vehicle & Fleet Finance | Cars, commercial vehicles and fleets | The financed vehicle | Apply |
| Logbook Loans | Quick funds against a vehicle you own | Vehicle logbook | Apply |
| Home & Construction Finance | Buying, building or improving a home | The property | Apply |
| Title Deed (Property-Backed) Loans | Larger, longer-term facilities | Title deed (land or buildings) | Apply |
| Trade, LPO & Invoice Finance | Funding orders and receivables | LPO, contract or invoice | Apply |
| Salary & Check-off Loans | Employees of partner organisations | Payroll deduction | Apply |
| Insurance Premium Finance | Spreading insurance premiums | The insurance policy | Apply |
How it works
A clear path from application to disbursement.
One relationship manager, five clear steps, and every cost disclosed in writing before you sign.
01 · Apply
Share your needs online, by phone or at our Riverside Drive office. A relationship manager is assigned to you from day one.
02 · Assess
We review your cash flows, security and documents — and ask the questions that help us structure the facility properly.
03 · Approve
You receive a clear offer letter with the amount, term, rate, fees and conditions disclosed in writing.
04 · Disburse
Once security and documentation are complete, funds are released — often paid directly to your supplier.
05 · Grow
Ongoing support, periodic reviews and top-up facilities as your business and ambitions grow.