SME & Business Loans
Working capital, expansion and term finance for established SMEs and corporates, structured around real cash flows.
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04 · Logbook Loans
Your vehicle's value, working for you.
Unlock the value of a vehicle you own to fund business or personal needs — while you keep driving it.
01 · Overview
02 · Facility options
03 · FAQs
Logbook Loans, made clear.
A logbook loan allows you to borrow against a vehicle you already own. You keep using the vehicle while the loan is repaid, and the logbook is released once the facility is cleared.
We assess the vehicle's value and your repayment capacity responsibly, and we explain every cost upfront so that you can borrow with confidence.
Key features
Borrow against cars, vans, trucks and PSVs
Keep using your vehicle throughout
Valuation-based limits with responsible affordability checks
Clear fees and interest disclosed before you sign
Flexible repayment periods
Logbook released promptly on full repayment
What you'll need
- Original logbook in your name
- Valid comprehensive insurance
- National ID and KRA PIN
- Proof of income or business statements
Choose the structure that fits.
01
Personal Logbook Loans
For individuals who need funds for school fees, medical costs or major purchases.
02
Business Logbook Loans
For entrepreneurs who need working capital secured on business vehicles.
03
Top-up Facilities
Additional funds for existing clients with a good repayment record.
Your questions, answered.
Yes. You continue using the vehicle while repaying. A tracking device may be required.
A percentage of the vehicle's assessed value, subject to your ability to repay comfortably.
Talk to us early. We prefer to agree a workable plan rather than take enforcement action.
Protected by the SilverHouse Group
Insure the asset. Protect the loan. All under one group.
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