/* ==========================================================================
   SilverHouse Credit — design system
   Brand blues sampled from the SilverHouse logo (#254a86 core, #253368 indigo, #2a7fb1 steel-sky).
   1 Tokens · 2 Base & type · 3 Buttons · 4 Loader & header · 5 Hero
   6 Page hero · 7 Sections & textures · 8 Image compositions · 9 Components
   10 Calculator · 11 Forms · 12 Article · 13 Footer · 14 Motion · 15 WOW Slider · 16 Responsive
   ========================================================================== */

/* 1 Tokens ----------------------------------------------------------------- */
:root {
    --navy-950: #0a0f2c;
    --navy-900: #11173b;
    --navy-800: #1b2352;
    --indigo: #253368;
    --blue: #254a86;
    --blue-700: #1d3b6c;
    --steel: #286298;
    --sky: #2a7fb1;
    --sky-300: #9fc6de;
    --sky-100: #e5eff7;
    --sky-50: #f2f7fb;
    --silver: #99979c;
    --silver-200: #d9dbe0;
    --platinum: #f3f4f7;
    --gold: #c1902d;
    --ink: #0f1430;
    --body: #4a5266;
    --muted: #7a8296;
    --line: #e3e6ec;
    --r-xl: 32px;
    --r-lg: 22px;
    --r-md: 16px;
    --r-sm: 12px;
    --shadow-sm: 0 6px 18px -8px rgba(17, 23, 59, .16);
    --shadow: 0 26px 54px -26px rgba(17, 23, 59, .32);
    --shadow-lg: 0 50px 100px -40px rgba(17, 23, 59, .55);
    --serif: 'Fraunces', Georgia, serif;
    --sans: 'Inter', system-ui, -apple-system, 'Segoe UI', sans-serif;
    --ease: cubic-bezier(.19, 1, .22, 1);
    --ease-soft: cubic-bezier(.4, 0, .2, 1);

    --tex-grid: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='56' height='56'%3E%3Cpath d='M56 0H0v56' fill='none' stroke='%23ffffff' stroke-opacity='.06'/%3E%3Ccircle cx='0' cy='0' r='1.6' fill='%23ffffff' fill-opacity='.18'/%3E%3C/svg%3E");
    --tex-dots: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='22' height='22'%3E%3Ccircle cx='2' cy='2' r='1.15' fill='%23254a86' fill-opacity='.13'/%3E%3C/svg%3E");
    --tex-rings: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='140' height='140'%3E%3Cg fill='none' stroke='%23ffffff' stroke-opacity='.05'%3E%3Ccircle cx='70' cy='70' r='20'/%3E%3Ccircle cx='70' cy='70' r='40'/%3E%3Ccircle cx='70' cy='70' r='60'/%3E%3C/g%3E%3C/svg%3E");
    --tex-blueprint: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='28' height='28'%3E%3Cpath d='M28 0H0v28' fill='none' stroke='%23254a86' stroke-opacity='.06'/%3E%3C/svg%3E");
}

/* 2 Base & type ------------------------------------------------------------ */
html { scroll-behavior: smooth; }
body { font-family: var(--sans); font-size: 16px; line-height: 1.75; color: var(--body); background: #fff; -webkit-font-smoothing: antialiased; overflow-x: hidden; }
h1, h2, h3, .serif { font-family: var(--serif); font-weight: 600; color: var(--ink); line-height: 1.04; letter-spacing: -.025em; font-optical-sizing: auto; }
h4, h5, h6 { font-family: var(--sans); font-weight: 700; color: var(--ink); }
h1 em, h2 em, h3 em, .serif em { font-style: italic; font-weight: 500; color: var(--blue); }
a { color: var(--blue); text-decoration: none; transition: color .3s; }
a:hover { color: var(--sky); }
img { max-width: 100%; height: auto; display: block; }
::selection { background: var(--blue); color: #fff; }
.hp-field { position: absolute !important; left: -9999px !important; width: 0; height: 0; opacity: 0; }
.container-wide { max-width: 1440px; margin: 0 auto; padding: 0 20px; }
main, .footer { overflow-x: clip; }

.kicker { display: inline-flex; align-items: center; gap: 10px; padding: 7px 16px 7px 10px; border-radius: 999px; background: var(--sky-50); border: 1px solid var(--sky-100); color: var(--blue); font-size: 12px; font-weight: 700; letter-spacing: .14em; text-transform: uppercase; margin-bottom: 22px; }
.kicker::before { content: ''; width: 8px; height: 8px; border-radius: 50%; background: var(--sky); box-shadow: 0 0 0 4px rgba(42,127,177,.18); animation: pulseDot 2.4s ease-in-out infinite; }
@keyframes pulseDot { 50% { box-shadow: 0 0 0 8px rgba(42,127,177,0); } }
.kicker-light { background: rgba(255,255,255,.07); border-color: rgba(255,255,255,.14); color: var(--sky-300); }
.kicker-light::before { background: var(--sky-300); }
.h-display { font-size: clamp(3rem, 6.2vw, 6rem); line-height: .98; letter-spacing: -.02em; }
.h-section { font-size: clamp(2.3rem, 4.3vw, 3.9rem); margin-bottom: 22px; }
.h-sub { font-size: clamp(1.9rem, 2.8vw, 2.6rem); margin-bottom: 16px; }
.lead { font-size: 1.15rem; line-height: 1.75; }
.on-dark { color: rgba(255,255,255,.72); }
.on-dark h2, .on-dark h3, .on-dark h4 { color: #fff; }
.on-dark h2 em, .on-dark h3 em { color: var(--sky-300); }
.head-row { display: grid; grid-template-columns: 1.2fr 1fr; gap: 50px; align-items: end; margin-bottom: 64px; }
.head-row > * { min-width: 0; }
.head-row p { margin: 0; }

/* 3 Buttons ---------------------------------------------------------------- */
.btn-sh { --bg: var(--blue); --fg: #fff; --hover: var(--navy-900); position: relative; display: inline-flex; align-items: center; gap: 14px; padding: 7px 7px 7px 24px; min-height: 56px; border-radius: 16px; background: var(--bg); color: var(--fg); font-weight: 600; font-size: 15px; border: 1.5px solid var(--bg); overflow: hidden; isolation: isolate; white-space: nowrap; transition: color .45s var(--ease), border-color .45s var(--ease), transform .45s var(--ease); }
.btn-sh::before { content: ''; position: absolute; inset: 0; background: var(--hover); transform: scaleX(0); transform-origin: right; transition: transform .55s var(--ease); z-index: -1; }
.btn-sh .ico { width: 42px; height: 42px; border-radius: 11px; background: rgba(255,255,255,.16); display: grid; place-items: center; font-size: 14px; transition: transform .5s var(--ease); }
.btn-sh:hover { color: var(--fg); border-color: var(--hover); }
.btn-sh:hover::before { transform: scaleX(1); transform-origin: left; }
.btn-sh:hover .ico { transform: translateX(3px); }
.btn-sh.no-ico { padding: 7px 24px; }
.btn-blue { --bg: var(--blue); --hover: var(--navy-900); }
.btn-dark { --bg: var(--navy-900); --hover: var(--blue); }
.btn-sky { --bg: var(--sky); --hover: var(--navy-900); }
.btn-white { --bg: #fff; --fg: var(--navy-900); --hover: var(--sky-100); }
.btn-white .ico { background: var(--blue); color: #fff; }
.btn-line { --bg: #fff; --fg: var(--ink); --hover: var(--navy-900); border-color: var(--line); }
.btn-line .ico { background: var(--platinum); color: var(--blue); }
.btn-line:hover { color: #fff; }
.btn-line:hover .ico { background: rgba(255,255,255,.14); color: #fff; }
.btn-ghost { --bg: transparent; --fg: #fff; --hover: #fff; border-color: rgba(255,255,255,.32); }
.btn-ghost .ico { background: rgba(255,255,255,.12); }
.btn-ghost:hover { color: var(--navy-900); }
.btn-ghost:hover .ico { background: var(--blue); color: #fff; }
.read-more { display: inline-flex; align-items: center; gap: 12px; font-weight: 600; font-size: 14.5px; color: var(--ink); }
.read-more span { width: 36px; height: 36px; border-radius: 10px; border: 1.5px solid var(--line); display: grid; place-items: center; font-size: 12px; transition: all .4s var(--ease); }
.read-more:hover { color: var(--blue); }
.read-more:hover span { background: var(--blue); border-color: var(--blue); color: #fff; }
.on-dark .read-more { color: #fff; }
.on-dark .read-more span { border-color: rgba(255,255,255,.25); }

/* 4 Loader & header -------------------------------------------------------- */
.loader { position: fixed; inset: 0; z-index: 9999; background: var(--navy-900) var(--tex-grid); display: grid; place-items: center; transition: transform 1s var(--ease) .15s; }
.loader img { width: 210px; animation: loaderIn 1s var(--ease) both; }
body.loaded .loader { transform: translateY(-100%); }
@keyframes loaderIn { from { opacity: 0; transform: scale(.92); } }

.utility { background: var(--navy-900); color: rgba(255,255,255,.7); font-size: 13px; height: 42px; display: flex; align-items: center; position: relative; z-index: 1032; }
.utility i { color: var(--sky-300); margin-right: 7px; }
.utility a { color: rgba(255,255,255,.82); }
.utility a:hover { color: #fff; }
.utility-group { display: flex; gap: 4px; align-items: center; }
.utility-group span { font-size: 11px; letter-spacing: .16em; text-transform: uppercase; color: rgba(255,255,255,.45); margin-right: 8px; }
.utility-group a { padding: 3px 11px; border-radius: 8px; font-size: 12.5px; }
.utility-group a.current { background: var(--sky); color: #fff; }
.utility-links { display: flex; gap: 24px; align-items: center; }

.site-header { position: sticky; top: 0; z-index: 1031; background: #fff; border-bottom: 1px solid var(--line); transition: transform .5s var(--ease), box-shadow .4s; }
.site-header.is-scrolled { box-shadow: 0 16px 40px -26px rgba(17,23,59,.4); border-color: transparent; }
.site-header.is-hidden { transform: translateY(-100%); }
.nav-main { display: flex; align-items: center; justify-content: space-between; height: 90px; gap: 20px; transition: height .4s var(--ease); }
.is-scrolled .nav-main { height: 76px; }
.brand img { height: 62px; width: auto; transition: height .4s var(--ease); }
.is-scrolled .brand img { height: 52px; }
.nav-menu { display: flex; align-items: center; gap: 2px; list-style: none; margin: 0; padding: 6px; height: auto; background: var(--platinum); border-radius: 16px; }
.nav-link-sh { display: inline-flex; align-items: center; gap: 6px; padding: 10px 16px; border-radius: 11px; font-weight: 600; font-size: 14.5px; color: var(--ink); white-space: nowrap; transition: all .3s; }
.nav-link-sh .fa-angle-down { font-size: 11px; transition: transform .3s; }
.nav-link-sh:hover { background: #fff; color: var(--blue); box-shadow: var(--shadow-sm); }
.nav-link-sh.active { background: var(--blue); color: #fff; }
.has-mega:hover .fa-angle-down { transform: rotate(180deg); }
.nav-cta { display: flex; align-items: center; gap: 14px; }
.nav-phone { display: flex; align-items: center; gap: 12px; color: var(--ink); line-height: 1.25; }
.nav-phone .sq { width: 46px; height: 46px; border-radius: 13px; background: var(--sky-50); color: var(--blue); display: grid; place-items: center; transition: all .35s; }
.nav-phone:hover .sq { background: var(--blue); color: #fff; }
.nav-phone small { display: block; font-size: 11.5px; color: var(--muted); }
.nav-phone strong { font-size: 14.5px; }
.nav-cta .btn-sh { min-height: 50px; }
.nav-cta .btn-sh .ico { width: 36px; height: 36px; }

.has-mega { position: static; }
.mega { position: absolute; left: 0; right: 0; top: 100%; padding: 0 20px; opacity: 0; visibility: hidden; transform: translateY(14px); transition: all .45s var(--ease); }
.has-mega:hover .mega, .has-mega:focus-within .mega { opacity: 1; visibility: visible; transform: none; }
.mega-panel { max-width: 1240px; margin: 0 auto; background: #fff; border-radius: 0 0 var(--r-lg) var(--r-lg); box-shadow: var(--shadow-lg); display: grid; grid-template-columns: 320px 1fr; overflow: hidden; border: 1px solid var(--line); border-top: 0; }
.mega-feature { position: relative; padding: 30px; display: flex; flex-direction: column; justify-content: flex-end; color: #fff; min-height: 360px; }
.mega-feature img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; }
.mega-feature::before { content: ''; position: absolute; inset: 0; background: rgba(17,23,59,.66); z-index: 1; }
.mega-feature > div { position: relative; z-index: 2; }
.mega-feature h3 { color: #fff; font-size: 1.8rem; margin: 6px 0 16px; }
.mega-feature small { font-size: 11.5px; letter-spacing: .16em; text-transform: uppercase; font-weight: 700; color: var(--sky-300); }
.mega-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 4px; padding: 22px; align-content: start; }
.mega-item { display: flex; gap: 14px; align-items: center; padding: 13px 14px; border-radius: var(--r-md); color: var(--ink); transition: background .3s; }
.mega-item i { width: 44px; height: 44px; border-radius: 12px; background: var(--platinum); color: var(--blue); display: grid; place-items: center; flex-shrink: 0; transition: all .4s var(--ease); }
.mega-item strong { display: block; font-size: 14.5px; line-height: 1.3; }
.mega-item small { color: var(--muted); font-size: 12px; }
.mega-item:hover { background: var(--sky-50); color: var(--ink); }
.mega-item:hover i { background: var(--blue); color: #fff; }

.burger { width: 50px; height: 50px; border-radius: 14px; border: 0; background: var(--blue); color: #fff; display: none; place-items: center; font-size: 18px; }
.m-nav { background: var(--navy-900) var(--tex-grid); color: #fff; width: min(420px, 92vw) !important; }
.m-nav .offcanvas-header { padding: 24px 24px 10px; }
.m-nav .offcanvas-body { padding: 10px 24px 30px; }
.m-nav .m-link { display: flex; justify-content: space-between; align-items: center; padding: 10px 0; border-bottom: 1px solid rgba(255,255,255,.08); color: #fff; font-family: var(--serif); font-size: 1.65rem; }
.m-nav .m-sub { display: grid; grid-template-columns: 1fr 1fr; gap: 4px 12px; padding: 12px 0; }
.m-nav .m-sub a { color: rgba(255,255,255,.7); font-size: 13.5px; }
.m-nav .m-contact { margin-top: 24px; display: grid; gap: 8px; font-size: 14px; }
.m-nav .m-contact a { color: var(--sky-300); }

/* 5 Hero ------------------------------------------------------------------- */
.hero { position: relative; padding: 60px 0 100px; background: #fff var(--tex-dots); overflow: hidden; }
.hero::after { content: ''; position: absolute; right: -8%; top: -30%; width: 58%; height: 140%; background: var(--sky-50); border-radius: 0 0 0 50%; z-index: 0; }
.hero .container-wide { position: relative; z-index: 2; }
.hero-grid { display: grid; grid-template-columns: 1.05fr 1fr; gap: 60px; align-items: center; }
.hero-grid > * { min-width: 0; }
.hero-title { margin-bottom: 18px; }
.rotator-line { font-family: var(--serif); font-size: clamp(1.4rem, 2.2vw, 2rem); color: var(--ink); margin-bottom: 22px; display: flex; flex-wrap: wrap; gap: 0 12px; align-items: baseline; }
.rotator { display: inline-grid; overflow: hidden; height: 1.3em; }
.rotator span { grid-area: 1 / 1; justify-self: start; font-style: italic; color: var(--blue); line-height: 1.25; white-space: nowrap; transform: translateY(110%); opacity: 0; transition: transform .8s var(--ease), opacity .6s; box-shadow: inset 0 -.32em 0 var(--sky-100); }
.rotator span.is-on { transform: none; opacity: 1; }
.rotator span.is-out { transform: translateY(-110%); opacity: 0; }
.hero-lead { font-size: 1.12rem; max-width: 560px; margin-bottom: 30px; }

.finder-card { background: #fff; border: 1px solid var(--line); border-radius: var(--r-lg); box-shadow: var(--shadow); padding: 24px; max-width: 600px; position: relative; }
.finder-card::before { content: ''; position: absolute; left: 24px; right: 24px; top: -1px; height: 3px; background: var(--blue); border-radius: 0 0 3px 3px; }
.finder-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.finder-card label { display: flex; justify-content: space-between; font-size: 12px; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--muted); margin-bottom: 8px; }
.finder-card label output { color: var(--blue); letter-spacing: 0; text-transform: none; font-size: 14px; }
.finder-card .form-select { height: 52px; border-radius: 12px; border: 1.5px solid var(--line); font-weight: 600; color: var(--ink); }
.finder-result { display: flex; align-items: center; justify-content: space-between; gap: 16px; flex-wrap: wrap; margin-top: 18px; padding-top: 18px; border-top: 1px dashed var(--line); }
.finder-result small { display: block; font-size: 12px; color: var(--muted); }
.finder-result strong { font-family: var(--serif); font-weight: 600; font-size: 2rem; color: var(--ink); line-height: 1.1; }
.finder-links { display: flex; gap: 10px; align-items: center; }

.hero-visual { position: relative; padding: 0 0 50px 50px; }
.hero-visual::before { content: ''; position: absolute; left: 0; bottom: 0; width: 72%; height: 72%; border-radius: var(--r-xl); background: var(--blue) var(--tex-grid); z-index: 0; }
.hero-frame { position: relative; z-index: 1; border-radius: 240px 240px var(--r-xl) var(--r-xl); overflow: hidden; aspect-ratio: 4 / 4.6; background: var(--navy-900); box-shadow: var(--shadow-lg); isolation: isolate; }
.hero-frame::after { content: ''; position: absolute; inset: 0; background: rgba(17,23,59,.12); z-index: 75; pointer-events: none; }
.hero-dots { position: absolute; z-index: 80; left: 50%; bottom: 22px; transform: translateX(-50%); display: flex; gap: 8px; background: rgba(17,23,59,.55); padding: 9px 12px; border-radius: 999px; backdrop-filter: blur(6px); }
.hero-dots button { width: 24px; height: 4px; border-radius: 4px; border: 0; padding: 0; background: rgba(255,255,255,.4); transition: all .45s var(--ease); }
.hero-dots button.on { width: 44px; background: #fff; }
.hero-cap { position: absolute; z-index: 80; left: 50%; top: 28px; transform: translateX(-50%); white-space: nowrap; background: #fff; color: var(--ink); font-weight: 600; font-size: 13.5px; padding: 9px 16px; border-radius: 12px; box-shadow: var(--shadow-sm); display: flex; align-items: center; gap: 10px; transition: opacity .3s; }
.hero-cap i { color: var(--sky); }
.hero-visual .seal { position: absolute; right: -10px; top: 38%; z-index: 85; }
.float-card { position: absolute; z-index: 85; background: #fff; border-radius: 18px; box-shadow: var(--shadow); padding: 16px 20px; display: flex; gap: 14px; align-items: center; }
.float-card i { width: 46px; height: 46px; border-radius: 13px; background: var(--sky-50); color: var(--blue); display: grid; place-items: center; font-size: 18px; }
.float-card strong { display: block; color: var(--ink); font-size: 15px; line-height: 1.2; }
.float-card small { color: var(--muted); font-size: 12.5px; }
.float-card.fc-1 { left: 0; top: 70px; animation: bob 6s ease-in-out infinite; }
.float-card.fc-2 { right: -30px; bottom: 110px; animation: bob 7s ease-in-out infinite .8s; }
.float-card.fc-2 i { background: #e7f6ee; color: #1e8a50; }
@keyframes bob { 50% { transform: translateY(-14px); } }

.seal { width: 132px; height: 132px; border-radius: 50%; background: #fff; box-shadow: var(--shadow); display: grid; place-items: center; }
.seal svg { position: absolute; inset: 8px; width: calc(100% - 16px); height: calc(100% - 16px); animation: spin 22s linear infinite; }
.seal text { font-family: var(--sans); font-size: 10.4px; font-weight: 700; letter-spacing: .2em; text-transform: uppercase; fill: var(--blue); }
.seal img { width: 50px; height: 50px; }
.seal.dark { background: var(--navy-900); }
.seal.dark text { fill: #fff; }
@keyframes spin { to { transform: rotate(360deg); } }

.product-band { background: var(--blue) var(--tex-grid); color: #fff; padding: 26px 0; overflow: hidden; position: relative; }
.marquee-track { display: flex; width: max-content; animation: marquee 38s linear infinite; }
.product-band:hover .marquee-track { animation-play-state: paused; }
.product-band a { display: inline-flex; align-items: center; gap: 18px; padding: 0 34px; font-family: var(--serif); font-size: clamp(1.5rem, 2.4vw, 2.2rem); color: #fff; white-space: nowrap; }
.product-band a i { font-size: .6em; width: 46px; height: 46px; border-radius: 12px; background: rgba(255,255,255,.12); display: grid; place-items: center; transition: all .35s; }
.product-band a:hover { color: var(--sky-300); }
.product-band a:hover i { background: #fff; color: var(--blue); }
.product-band a::after { content: ''; width: 8px; height: 8px; border-radius: 50%; background: var(--sky-300); margin-left: 34px; }
@keyframes marquee { to { transform: translateX(-50%); } }

/* 6 Page hero (light split) ------------------------------------------------ */
.phero { position: relative; background: #fff var(--tex-dots); padding: 60px 0 90px; overflow: hidden; }
.phero::after { content: ''; position: absolute; right: 0; top: 0; bottom: 0; width: 42%; background: var(--sky-50); z-index: 0; }
.phero .container-wide { position: relative; z-index: 1; }
.phero-grid { display: grid; grid-template-columns: 1.15fr .85fr; gap: 70px; align-items: center; }
.phero-grid > * { min-width: 0; }
.phero h1 { font-size: clamp(2.6rem, 5vw, 4.6rem); margin-bottom: 20px; }
.phero p { font-size: 1.12rem; max-width: 620px; margin: 0; }
.crumbs { display: flex; flex-wrap: wrap; align-items: center; gap: 10px; font-size: 13px; margin-bottom: 24px; color: var(--muted); }
.crumbs a { color: var(--body); font-weight: 600; }
.crumbs a:hover { color: var(--blue); }
.crumbs i { font-size: 9px; color: var(--sky); }
.crumbs span { color: var(--blue); font-weight: 600; }
.phero-visual { position: relative; padding: 0 0 36px 36px; }
.phero-visual::before { content: ''; position: absolute; left: 0; bottom: 0; width: 70%; height: 70%; border-radius: var(--r-xl); background: var(--blue) var(--tex-grid); }
.phero-img { position: relative; border-radius: 200px 200px var(--r-xl) var(--r-xl); overflow: hidden; aspect-ratio: 5/5.4; box-shadow: var(--shadow-lg); }
.phero-img img { width: 100%; height: 100%; object-fit: cover; animation: kenburns 12s ease-out both; }
@keyframes kenburns { from { transform: scale(1.15); } }
.phero-visual .seal { position: absolute; right: -16px; bottom: 60px; z-index: 3; }

/* 7 Sections & textures ---------------------------------------------------- */
.section { padding: 125px 0; position: relative; }
.section-sm { padding: 85px 0; }
.bg-platinum { background: var(--platinum); }
.bg-sky { background: var(--sky-50); }
.bg-dots { background: #fff var(--tex-dots); }
.bg-blueprint { background: var(--platinum) var(--tex-blueprint); }
.bg-navy { background-color: var(--navy-900); background-image: var(--tex-grid); color: rgba(255,255,255,.72); }
.bg-navy h2, .bg-navy h3 { color: #fff; }
.bg-indigo { background-color: var(--indigo); background-image: var(--tex-rings); color: rgba(255,255,255,.75); }
.bg-indigo h2, .bg-indigo h3 { color: #fff; }
.rounded-section { border-radius: var(--r-xl); margin: 0 20px; }

.parallax { position: relative; overflow: hidden; color: rgba(255,255,255,.78); isolation: isolate; }
.parallax-bg { position: absolute; inset: -22% 0; background-size: cover; background-position: center; z-index: -2; will-change: transform; }
.parallax::before { content: ''; position: absolute; inset: 0; background: rgba(17,23,59,.8); z-index: -1; }
.parallax h2 { color: #fff; }
.parallax h2 em { color: var(--sky-300); }

/* 8 Image compositions ----------------------------------------------------- */
.img-clip { position: relative; overflow: hidden; border-radius: var(--r-lg); }
.img-clip img { width: 100%; height: 100%; object-fit: cover; transform: scale(1.14); transition: transform 1.6s var(--ease); }
.img-clip::after { content: ''; position: absolute; inset: 0; background: var(--blue); transform-origin: right; transition: transform 1.2s var(--ease); z-index: 2; }
.img-clip.revealed img { transform: scale(1); }
.img-clip.revealed::after { transform: scaleX(0); }

.img-offset { position: relative; padding: 0 0 40px 40px; }
.img-offset::before { content: ''; position: absolute; left: 0; bottom: 0; width: 75%; height: 78%; border-radius: var(--r-lg); background: var(--sky-100) var(--tex-dots); z-index: 0; }
.img-offset .img-clip { aspect-ratio: 5/4; box-shadow: var(--shadow); }
.tag-card { position: absolute; right: -24px; top: 34px; z-index: 3; background: var(--navy-900) var(--tex-grid); color: #fff; border-radius: 18px; padding: 20px 24px; box-shadow: var(--shadow-lg); animation: bob 6s ease-in-out infinite; }
.tag-card strong { font-family: var(--serif); font-weight: 600; font-size: 2.6rem; display: block; line-height: 1; color: var(--sky-300); }
.tag-card span { font-size: 13px; color: rgba(255,255,255,.75); }

.img-rings { position: relative; width: min(100%, 470px); aspect-ratio: 1; margin: 0 auto; }
.img-rings::before, .img-rings::after { content: ''; position: absolute; border-radius: 50%; }
.img-rings::before { inset: -5%; border: 1.5px solid var(--sky-100); }
.img-rings::after { inset: -13%; border: 1.5px dashed rgba(37,74,134,.3); animation: spin 70s linear infinite; }
.img-rings .ring-clip { position: relative; z-index: 1; width: 100%; height: 100%; border-radius: 50%; overflow: hidden; box-shadow: var(--shadow-lg); }
.img-rings .ring-clip img { width: 100%; height: 100%; object-fit: cover; }
.img-rings .dot { position: absolute; z-index: 2; width: 20px; height: 20px; border-radius: 50%; background: var(--blue); box-shadow: 0 0 0 8px rgba(37,74,134,.18); }
.img-rings .dot.d1 { top: 6%; right: 12%; }
.img-rings .dot.d2 { bottom: 12%; left: 3%; background: var(--sky); box-shadow: 0 0 0 8px rgba(42,127,177,.2); }
.img-rings .chip { position: absolute; z-index: 3; right: -6%; bottom: 18%; background: #fff; border-radius: 16px; padding: 14px 18px; box-shadow: var(--shadow); display: flex; gap: 12px; align-items: center; font-weight: 600; color: var(--ink); font-size: 14px; animation: bob 6s ease-in-out infinite; }
.img-rings .chip i { width: 38px; height: 38px; border-radius: 11px; background: var(--sky-50); color: var(--blue); display: grid; place-items: center; }

.img-duo { position: relative; min-height: 560px; }
.img-duo .a { position: absolute; left: 0; top: 0; width: 70%; height: 80%; }
.img-duo .b { position: absolute; right: 0; bottom: 0; width: 52%; height: 52%; border: 8px solid #fff; z-index: 2; box-shadow: var(--shadow-lg); }
.img-duo .seal { position: absolute; left: 54%; top: 6%; z-index: 3; }

/* 9 Components ------------------------------------------------------------- */
.tick-list { list-style: none; padding: 0; margin: 0 0 28px; }
.tick-list li { position: relative; padding-left: 36px; margin-bottom: 13px; color: var(--ink); font-weight: 500; }
.tick-list li::before { content: '\f00c'; font-family: 'Font Awesome 6 Free'; font-weight: 900; position: absolute; left: 0; top: 2px; width: 24px; height: 24px; border-radius: 8px; background: var(--blue); color: #fff; font-size: 10px; display: grid; place-items: center; }
.on-dark .tick-list li, .parallax .tick-list li { color: rgba(255,255,255,.9); }
.on-dark .tick-list li::before, .parallax .tick-list li::before { background: var(--sky); }

/* Product cards */
.loan-card { display: flex; flex-direction: column; height: 100%; background: #fff; border-radius: var(--r-lg); overflow: hidden; border: 1px solid var(--line); color: var(--body); position: relative; transition: transform .6s var(--ease), box-shadow .6s var(--ease); }
.loan-card::after { content: ''; position: absolute; left: 0; right: 0; bottom: 0; height: 4px; background: var(--blue); transform: scaleX(0); transform-origin: left; transition: transform .6s var(--ease); }
.loan-card .media { position: relative; aspect-ratio: 16/10; }
.loan-card .media .mi { position: absolute; inset: 0; overflow: hidden; }
.loan-card .media img { width: 100%; height: 100%; object-fit: cover; transition: transform 1.2s var(--ease); }
.loan-card .num { position: absolute; left: 20px; top: 18px; z-index: 2; font-family: var(--serif); font-size: 1.1rem; color: #fff; background: rgba(17,23,59,.55); backdrop-filter: blur(6px); padding: 4px 12px; border-radius: 10px; }
.loan-card .badge-icon { position: absolute; right: 24px; bottom: -28px; z-index: 2; width: 60px; height: 60px; border-radius: 17px; background: var(--blue); color: #fff; display: grid; place-items: center; font-size: 21px; box-shadow: 0 14px 28px -10px rgba(37,74,134,.8); transition: transform .6s var(--ease), background .4s; }
.loan-card .content { padding: 30px 28px 28px; display: flex; flex-direction: column; flex: 1; }
.loan-card small { color: var(--sky); font-weight: 700; font-size: 11.5px; letter-spacing: .14em; text-transform: uppercase; }
.loan-card h3 { font-size: 1.75rem; margin: 8px 0 12px; padding-right: 60px; }
.loan-card p { font-size: 15px; flex: 1; }
.loan-card .foot { display: flex; justify-content: space-between; align-items: center; padding-top: 18px; border-top: 1px solid var(--line); }
.loan-card .foot .apply { font-size: 13.5px; font-weight: 600; color: var(--muted); }
.loan-card:hover { transform: translateY(-10px); box-shadow: var(--shadow-lg); border-color: transparent; color: var(--body); }
.loan-card:hover::after { transform: none; }
.loan-card:hover .media img { transform: scale(1.08); }
.loan-card:hover .badge-icon { transform: rotate(-12deg); background: var(--sky); }
.loan-card:hover .read-more span { background: var(--blue); border-color: var(--blue); color: #fff; }

/* Stats */
.stat-row { display: grid; grid-template-columns: repeat(3, 1fr); gap: 14px; margin-top: 34px; }
.stat-box { background: var(--platinum); border-radius: var(--r-md); padding: 20px; }
.stat-box strong { font-family: var(--serif); font-weight: 600; font-size: 2.6rem; color: var(--blue); line-height: 1; display: block; }
.stat-box > span { font-size: 13px; color: var(--muted); }
.stat-band { display: grid; grid-template-columns: repeat(4, 1fr); border-radius: var(--r-lg); overflow: hidden; border: 1px solid rgba(255,255,255,.14); background: rgba(255,255,255,.04); backdrop-filter: blur(6px); }
.stat-band > div { padding: 32px 26px; border-right: 1px solid rgba(255,255,255,.12); }
.stat-band > div:last-child { border-right: 0; }
.stat-band strong { font-family: var(--serif); font-weight: 600; font-size: clamp(2.6rem, 4vw, 3.6rem); color: #fff; line-height: 1; display: block; }
.stat-band > div > span { font-size: 14px; color: rgba(255,255,255,.7); }

/* Stacked process cards */
.stack { display: grid; gap: 0; }
.stack-card { position: sticky; top: calc(110px + var(--i) * 22px); display: grid; grid-template-columns: 1fr 1.05fr; min-height: 420px; border-radius: var(--r-xl); overflow: hidden; background: #fff; border: 1px solid var(--line); box-shadow: 0 -20px 50px -30px rgba(17,23,59,.35); margin-bottom: 34px; transform-origin: center top; transition: transform .2s linear; }
.stack-card:nth-child(even) { background: var(--navy-900) var(--tex-grid); border-color: transparent; color: rgba(255,255,255,.75); }
.stack-card:nth-child(even) h3 { color: #fff; }
.stack-body { padding: 54px; display: flex; flex-direction: column; justify-content: center; }
.stack-body .step-no { display: flex; align-items: center; gap: 16px; margin-bottom: 26px; }
.stack-body .step-no b { font-family: var(--serif); font-weight: 600; font-size: 4.4rem; line-height: .9; color: transparent; -webkit-text-stroke: 1.5px var(--blue); }
.stack-card:nth-child(even) .stack-body .step-no b { -webkit-text-stroke-color: var(--sky-300); }
.stack-body .step-no i { width: 54px; height: 54px; border-radius: 15px; background: var(--sky-50); color: var(--blue); display: grid; place-items: center; font-size: 20px; }
.stack-card:nth-child(even) .stack-body .step-no i { background: rgba(255,255,255,.08); color: var(--sky-300); }
.stack-body h3 { font-size: clamp(2.2rem, 3.4vw, 3.2rem); margin-bottom: 14px; }
.stack-body p { font-size: 1.05rem; margin: 0; max-width: 460px; }
.stack-img { position: relative; overflow: hidden; }
.stack-img img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; }

/* Bento principles */
.bento { display: grid; grid-template-columns: repeat(3, 1fr); grid-auto-rows: minmax(230px, auto); gap: 18px; }
.b-tile { border-radius: var(--r-lg); padding: 30px; background: #fff; border: 1px solid var(--line); position: relative; overflow: hidden; transition: transform .6s var(--ease), box-shadow .6s var(--ease); }
.b-tile:hover { transform: translateY(-6px); box-shadow: var(--shadow); }
.b-tile .b-ic { width: 56px; height: 56px; border-radius: 16px; background: var(--sky-50); color: var(--blue); display: grid; place-items: center; font-size: 21px; margin-bottom: 40px; transition: all .5s var(--ease); }
.b-tile:hover .b-ic { background: var(--blue); color: #fff; transform: rotate(-8deg); }
.b-tile h3 { font-size: 1.7rem; margin-bottom: 8px; }
.b-tile p { font-size: 15px; margin: 0; }
.b-tile .b-n { position: absolute; right: 26px; top: 22px; font-family: var(--serif); font-size: 1.1rem; color: var(--silver); }
.b-photo { grid-row: span 2; padding: 0; border: 0; color: #fff; display: flex; align-items: flex-end; }
.b-photo img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; transition: transform 1.4s var(--ease); }
.b-photo:hover img { transform: scale(1.05); }
.b-photo .cap { position: relative; z-index: 2; margin: 18px; padding: 24px; background: #fff; border-radius: var(--r-md); color: var(--body); }
.b-photo .cap strong { font-family: var(--serif); font-weight: 600; font-size: 1.45rem; color: var(--ink); line-height: 1.25; display: block; margin-bottom: 8px; }
.b-blue { background: var(--blue) var(--tex-grid); border: 0; color: rgba(255,255,255,.85); display: flex; flex-direction: column; justify-content: space-between; }
.b-blue .big { font-family: var(--serif); font-size: 4.6rem; line-height: 1; color: #fff; }
.b-blue h3 { color: #fff; }

/* Expanding sector panels */
.xpanels { display: flex; gap: 12px; height: 560px; }
.xpanel { position: relative; flex: 1 1 0; min-width: 0; border-radius: var(--r-lg); overflow: hidden; color: #fff; cursor: pointer; transition: flex-grow .8s var(--ease); isolation: isolate; }
.xpanel img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; z-index: -2; transition: transform 1.2s var(--ease); }
.xpanel::before { content: ''; position: absolute; inset: 0; background: rgba(17,23,59,.6); z-index: -1; transition: background .6s; }
.xpanel .vtitle { position: absolute; left: 50%; bottom: 30px; transform: translateX(-50%) rotate(180deg); writing-mode: vertical-rl; font-family: var(--serif); font-size: 1.5rem; white-space: nowrap; transition: opacity .4s; }
.xpanel .xi { position: absolute; left: 50%; top: 24px; transform: translateX(-50%); width: 48px; height: 48px; border-radius: 14px; background: rgba(255,255,255,.14); backdrop-filter: blur(6px); display: grid; place-items: center; transition: all .6s var(--ease); }
.xpanel .xbody { position: absolute; left: 0; right: 0; bottom: 0; padding: 30px; opacity: 0; transform: translateY(20px); transition: all .6s var(--ease); }
.xpanel .xbody h3 { color: #fff; font-size: 2rem; margin-bottom: 10px; }
.xpanel .xbody p { color: rgba(255,255,255,.85); font-size: 15px; max-width: 420px; }
.xpanel.active { flex-grow: 5; }
.xpanel.active::before { background: rgba(17,23,59,.42); }
.xpanel.active img { transform: scale(1.05); }
.xpanel.active .vtitle { opacity: 0; }
.xpanel.active .xi { left: 30px; transform: none; background: var(--sky); }
.xpanel.active .xbody { opacity: 1; transform: none; transition-delay: .25s; }

/* Magazine insights */
.mag { display: grid; grid-template-columns: 1.3fr 1fr; gap: 26px; }
.mag > * { min-width: 0; }
.mag-feature { position: relative; border-radius: var(--r-lg); overflow: hidden; min-height: 540px; display: flex; align-items: flex-end; isolation: isolate; }
.mag-feature img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; z-index: -1; transition: transform 1.4s var(--ease); }
.mag-feature:hover img { transform: scale(1.05); }
.mag-box { margin: 20px; padding: 30px; background: #fff; border-radius: var(--r-md); max-width: 560px; }
.mag-box h3 { font-size: clamp(1.6rem, 2.4vw, 2.2rem); margin: 10px 0 12px; }
.mag-box h3 a { color: var(--ink); }
.mag-cat { font-size: 11.5px; letter-spacing: .14em; text-transform: uppercase; font-weight: 700; color: var(--sky); }
.mag-meta { display: flex; flex-wrap: wrap; gap: 16px; font-size: 13px; color: var(--muted); }
.mag-meta i { color: var(--sky); margin-right: 5px; }
.mag-list { display: flex; flex-direction: column; gap: 18px; }
.mag-item { display: grid; grid-template-columns: 170px 1fr; gap: 20px; align-items: center; padding: 16px; border-radius: var(--r-lg); background: #fff; border: 1px solid var(--line); transition: all .5s var(--ease); }
.mag-item:hover { box-shadow: var(--shadow); transform: translateX(6px); }
.mag-item .thumb { border-radius: var(--r-md); overflow: hidden; aspect-ratio: 1; }
.mag-item .thumb img { width: 100%; height: 100%; object-fit: cover; transition: transform 1s var(--ease); }
.mag-item:hover .thumb img { transform: scale(1.08); }
.mag-item h3 { font-size: 1.3rem; margin: 6px 0 8px; line-height: 1.2; }
.mag-item h3 a { color: var(--ink); }

.post-card { background: #fff; border-radius: var(--r-lg); overflow: hidden; height: 100%; display: flex; flex-direction: column; border: 1px solid var(--line); transition: transform .6s var(--ease), box-shadow .6s var(--ease); }
.post-card .thumb { position: relative; aspect-ratio: 16/10; overflow: hidden; display: block; }
.post-card .thumb img { width: 100%; height: 100%; object-fit: cover; transition: transform 1.2s var(--ease); }
.date-badge { position: absolute; right: 16px; top: 16px; background: #fff; color: var(--muted); border-radius: 13px; padding: 8px 12px; text-align: center; font-size: 11px; font-weight: 600; line-height: 1.2; box-shadow: var(--shadow-sm); }
.date-badge strong { display: block; font-family: var(--serif); font-weight: 600; font-size: 1.6rem; color: var(--blue); line-height: 1; }
.post-card .body { padding: 26px; display: flex; flex-direction: column; flex: 1; }
.post-card .meta { display: flex; justify-content: space-between; align-items: center; font-size: 13px; color: var(--muted); margin-bottom: 12px; }
.post-card .cat { color: var(--sky); font-weight: 700; font-size: 11.5px; text-transform: uppercase; letter-spacing: .12em; }
.post-card h3 { font-size: 1.5rem; margin-bottom: 12px; line-height: 1.15; }
.post-card h3 a { color: var(--ink); }
.post-card h3 a:hover { color: var(--blue); }
.post-card p { font-size: 15px; flex: 1; }
.post-card:hover { transform: translateY(-8px); box-shadow: var(--shadow-lg); }
.post-card:hover .thumb img { transform: scale(1.06); }

/* Callback split */
.cb-split { display: grid; grid-template-columns: 1fr 1.15fr; border-radius: var(--r-xl); overflow: hidden; box-shadow: var(--shadow-lg); background: #fff; }
.cb-split > * { min-width: 0; }
.cb-media { position: relative; min-height: 520px; }
.cb-media img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; }
.cb-media .cb-note { position: absolute; left: 24px; bottom: 24px; right: 24px; background: var(--navy-900) var(--tex-grid); color: rgba(255,255,255,.8); padding: 24px; border-radius: var(--r-md); }
.cb-media .cb-note strong { font-family: var(--serif); font-weight: 600; color: #fff; font-size: 1.5rem; display: block; }
.cb-body { padding: 56px; }

/* Inner page components */
.option-card { padding: 30px; border-radius: var(--r-lg); background: var(--platinum); height: 100%; position: relative; overflow: hidden; transition: all .5s var(--ease); }
.option-card .num { font-family: var(--serif); font-size: 2.8rem; line-height: 1; color: var(--blue); opacity: .18; position: absolute; right: 22px; top: 16px; transition: opacity .4s; }
.option-card h3 { font-family: var(--sans); font-weight: 700; font-size: 1.08rem; margin-bottom: 8px; position: relative; }
.option-card p { font-size: 15px; margin: 0; position: relative; }
.option-card:hover { background: #fff; box-shadow: var(--shadow); transform: translateY(-4px); }
.option-card:hover .num { opacity: .6; }
.feature-list { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.feature-list div { display: flex; gap: 14px; align-items: flex-start; padding: 18px; border-radius: var(--r-md); background: var(--platinum); font-weight: 600; color: var(--ink); font-size: 15px; line-height: 1.5; transition: all .4s var(--ease); }
.feature-list i { width: 30px; height: 30px; border-radius: 9px; background: var(--blue); color: #fff; display: grid; place-items: center; font-size: 12px; flex-shrink: 0; }
.feature-list div:hover { background: var(--sky-50); transform: translateY(-3px); }
.faq .accordion-item { border: 1px solid var(--line); border-radius: 16px !important; margin-bottom: 12px; overflow: hidden; }
.faq .accordion-button { font-weight: 700; font-size: 16px; color: var(--ink); background: #fff; padding: 22px 24px; box-shadow: none; }
.faq .accordion-button:not(.collapsed) { background: var(--sky-50); color: var(--blue); }
.faq .accordion-button::after { background-image: none; content: '\f067'; font-family: 'Font Awesome 6 Free'; font-weight: 900; font-size: 12px; width: 32px; height: 32px; border-radius: 10px; background: var(--platinum); display: grid; place-items: center; transition: all .4s var(--ease); }
.faq .accordion-button:not(.collapsed)::after { content: '\f068'; background: var(--blue); color: #fff; transform: none; }
.faq .accordion-body { padding: 0 24px 22px; background: var(--sky-50); }
.side-panel { border-radius: var(--r-lg); padding: 30px; margin-bottom: 22px; }
.side-panel.dark { background: var(--navy-900) var(--tex-grid); color: rgba(255,255,255,.75); }
.side-panel.dark h3 { color: #fff; }
.side-panel.light { background: var(--platinum); }
.side-nav { list-style: none; padding: 0; margin: 0; }
.side-nav a { display: flex; align-items: center; gap: 12px; padding: 11px 12px; border-radius: 12px; color: var(--ink); font-weight: 600; font-size: 14.5px; transition: all .3s; }
.side-nav a i { color: var(--blue); width: 18px; }
.side-nav a:hover, .side-nav a.active { background: #fff; color: var(--blue); box-shadow: var(--shadow-sm); }
.compare-table { border-collapse: separate; border-spacing: 0 10px; }
.compare-table thead th { border: 0; font-size: 12px; letter-spacing: .12em; text-transform: uppercase; color: var(--muted); padding: 0 20px; }
.compare-table tbody td { background: #fff; border: 0; padding: 18px 20px; font-size: 15px; }
.compare-table tbody td:first-child { border-radius: 14px 0 0 14px; color: var(--ink); }
.compare-table tbody td:last-child { border-radius: 0 14px 14px 0; }
.compare-table tbody tr:hover td { background: var(--sky-50); }
.compare-table .ti { width: 40px; height: 40px; border-radius: 11px; background: var(--sky-50); color: var(--blue); display: inline-grid; place-items: center; }
.contact-tile { padding: 34px 30px; border-radius: var(--r-lg); background: #fff; border: 1px solid var(--line); height: 100%; transition: all .5s var(--ease); }
.contact-tile i.ti { width: 58px; height: 58px; border-radius: 16px; display: grid; place-items: center; font-size: 21px; color: #fff; background: var(--blue); margin-bottom: 22px; }
.contact-tile h3 { font-family: var(--sans); font-size: 1.05rem; font-weight: 700; }
.contact-tile a, .contact-tile p { display: block; color: var(--body); margin: 0; }
.contact-tile:hover { box-shadow: var(--shadow); transform: translateY(-6px); }
.map-wrap { border-radius: var(--r-lg); overflow: hidden; box-shadow: var(--shadow); height: 100%; min-height: 460px; }
.map-wrap iframe { width: 100%; height: 100%; min-height: 460px; border: 0; }
.filter-chips { display: flex; flex-wrap: wrap; gap: 8px; margin-bottom: 44px; }
.filter-chips a { padding: 10px 18px; border-radius: 12px; background: #fff; border: 1px solid var(--line); color: var(--ink); font-size: 14px; font-weight: 600; transition: all .3s; }
.filter-chips a.active, .filter-chips a:hover { background: var(--blue); color: #fff; border-color: var(--blue); }
.pagination-sh { display: flex; gap: 8px; justify-content: center; margin-top: 56px; }
.pagination-sh a, .pagination-sh span { min-width: 48px; height: 48px; border-radius: 13px; display: grid; place-items: center; background: #fff; border: 1px solid var(--line); color: var(--ink); font-weight: 700; }
.pagination-sh .current, .pagination-sh a:hover { background: var(--blue); color: #fff; border-color: var(--blue); }
.sector-row { display: grid; grid-template-columns: 1fr 1.1fr; gap: 70px; align-items: center; }
.sector-row + .sector-row { margin-top: 110px; }
.sector-row.flip > :first-child { order: 2; }
.sector-row > * { min-width: 0; }
.group-cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.group-card { display: block; border-radius: var(--r-lg); padding: 30px 26px; background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.12); color: rgba(255,255,255,.72); transition: all .5s var(--ease); }
.group-card .gn { width: 46px; height: 46px; border-radius: 13px; background: rgba(255,255,255,.1); display: grid; place-items: center; color: var(--sky-300); }
.group-card h3 { color: #fff; font-size: 1.6rem; margin: 26px 0 8px; }
.group-card:hover, .group-card.current { background: #fff; color: var(--body); }
.group-card:hover h3, .group-card.current h3 { color: var(--ink); }
.group-card:hover .gn, .group-card.current .gn { background: var(--blue); color: #fff; }

/* 10 Calculator ------------------------------------------------------------ */
.calc { background: #fff; border-radius: var(--r-xl); box-shadow: var(--shadow-lg); overflow: hidden; display: grid; grid-template-columns: 1.15fr 1fr; color: var(--body); }
.calc > * { min-width: 0; }
.calc-inputs { padding: 44px; }
.calc-inputs h3 { font-size: 2.1rem; margin-bottom: 24px; color: var(--ink); }
.calc-field { margin-bottom: 26px; }
.calc-field label { display: flex; justify-content: space-between; align-items: center; font-weight: 600; color: var(--ink); margin-bottom: 12px; font-size: 14.5px; }
.calc-field output { font-weight: 700; color: var(--blue); background: var(--sky-50); padding: 3px 12px; border-radius: 9px; }
.calc-field input[type=range], .finder-card input[type=range] { width: 100%; -webkit-appearance: none; appearance: none; height: 6px; border-radius: 6px; background: linear-gradient(90deg, var(--blue) var(--fill, 50%), var(--line) var(--fill, 50%)); outline: none; }
.calc-field input[type=range]::-webkit-slider-thumb, .finder-card input[type=range]::-webkit-slider-thumb { -webkit-appearance: none; width: 24px; height: 24px; border-radius: 50%; background: #fff; border: 6px solid var(--blue); cursor: pointer; box-shadow: 0 4px 12px rgba(37,74,134,.4); }
.calc-field input[type=range]::-moz-range-thumb, .finder-card input[type=range]::-moz-range-thumb { width: 14px; height: 14px; border-radius: 50%; background: #fff; border: 6px solid var(--blue); cursor: pointer; }
.calc-field .range-ends { display: flex; justify-content: space-between; font-size: 12px; color: var(--muted); margin-top: 6px; }
.calc-type { display: flex; gap: 8px; margin-bottom: 26px; flex-wrap: wrap; }
.calc-type button { border: 1px solid var(--line); background: #fff; border-radius: 11px; padding: 8px 14px; font-size: 13.5px; font-weight: 600; color: var(--ink); transition: all .3s; }
.calc-type button.active, .calc-type button:hover { background: var(--navy-900); color: #fff; border-color: var(--navy-900); }
.calc-result { background: var(--navy-900) var(--tex-grid); color: rgba(255,255,255,.75); padding: 44px; display: flex; flex-direction: column; justify-content: center; }
.calc-result .label { font-size: 12.5px; letter-spacing: .14em; text-transform: uppercase; color: var(--sky-300); font-weight: 700; }
.calc-result .big { font-family: var(--serif); font-size: clamp(2.6rem, 4vw, 3.6rem); color: #fff; line-height: 1.05; margin: 8px 0 24px; }
.calc-bar { height: 12px; border-radius: 8px; overflow: hidden; display: flex; background: rgba(255,255,255,.1); margin: 6px 0 16px; }
.calc-bar .p { background: var(--sky); transition: width .5s var(--ease); }
.calc-bar .i { background: var(--sky-300); transition: width .5s var(--ease); }
.calc-legend { display: flex; flex-direction: column; gap: 10px; font-size: 14px; margin-bottom: 28px; }
.calc-legend div { display: flex; justify-content: space-between; }
.calc-legend span::before { content: ''; display: inline-block; width: 10px; height: 10px; border-radius: 3px; margin-right: 8px; background: var(--sky); }
.calc-legend div:nth-child(2) span::before { background: var(--sky-300); }
.calc-legend div:nth-child(3) span::before { background: #fff; }
.calc-legend strong { color: #fff; }
.calc-note { font-size: 12px; color: rgba(255,255,255,.5); margin: 18px 0 0; }

/* 11 Forms ----------------------------------------------------------------- */
.form-sh .form-control, .form-sh .form-select { border: 1.5px solid var(--line); border-radius: 14px; font-size: 15px; color: var(--ink); background-color: #fff; }
.form-sh .form-floating > .form-control, .form-sh .form-floating > .form-select { height: 60px; padding: 26px 18px 8px; }
.form-sh .form-floating > textarea.form-control { height: 140px; }
.form-sh .form-floating > label { padding: 18px; color: var(--muted); }
.form-sh .form-control:focus, .form-sh .form-select:focus { border-color: var(--blue); box-shadow: 0 0 0 4px rgba(37,74,134,.12); }
.form-panel { background: #fff; border-radius: var(--r-xl); padding: 50px; box-shadow: var(--shadow-lg); border: 1px solid var(--line); }
.form-step-title { display: flex; align-items: center; gap: 12px; font-weight: 700; color: var(--ink); margin: 8px 0 16px; }
.form-step-title span { width: 32px; height: 32px; border-radius: 10px; background: var(--blue); color: #fff; display: grid; place-items: center; font-size: 13px; }
.notice { border-radius: 14px; padding: 16px 20px; display: flex; gap: 12px; align-items: center; font-weight: 500; margin-bottom: 24px; }
.notice.success { background: #e8f7ee; color: #146c43; }
.notice.error { background: #fdecec; color: #a11d2a; }

/* 12 Article --------------------------------------------------------------- */
.read-progress { position: fixed; top: 0; left: 0; height: 3px; background: var(--blue); z-index: 2000; width: 0; }
.article-meta { display: flex; flex-wrap: wrap; gap: 20px; margin-top: 24px; font-size: 14px; color: var(--muted); }
.article-meta i { color: var(--sky); margin-right: 6px; }
.prose { font-size: 1.07rem; line-height: 1.9; color: #3c4459; }
.prose h2 { font-size: 2.15rem; margin: 48px 0 16px; scroll-margin-top: 120px; }
.prose h3 { font-size: 1.5rem; margin: 32px 0 12px; }
.prose ul, .prose ol { padding-left: 1.3rem; margin-bottom: 1.6rem; }
.prose li { margin-bottom: 8px; }
.prose li::marker { color: var(--blue); font-weight: 700; }
.prose blockquote { margin: 36px 0; padding: 32px 36px; border-radius: var(--r-lg); background: var(--blue) var(--tex-grid); color: #fff; font-family: var(--serif); font-size: 1.55rem; line-height: 1.4; position: relative; }
.prose blockquote::before { content: '\f10d'; font-family: 'Font Awesome 6 Free'; font-weight: 900; position: absolute; right: 26px; top: 20px; font-size: 2rem; color: rgba(255,255,255,.2); }
.prose a { text-decoration: underline; text-underline-offset: 3px; text-decoration-color: var(--sky-300); }
.prose img { border-radius: var(--r-md); }
.prose strong { color: var(--ink); }
.toc ol { list-style: none; padding: 0; margin: 0; counter-reset: toc; }
.toc li { counter-increment: toc; }
.toc a { display: flex; gap: 10px; padding: 8px 0; font-size: 14px; color: var(--body); line-height: 1.45; border-bottom: 1px solid var(--line); }
.toc a::before { content: counter(toc, decimal-leading-zero); color: var(--sky); font-weight: 700; }
.toc a:hover, .toc a.active { color: var(--blue); }
.share-row a { width: 42px; height: 42px; border-radius: 12px; display: inline-grid; place-items: center; background: var(--platinum); color: var(--ink); margin-right: 6px; transition: all .3s; }
.share-row a:hover { background: var(--blue); color: #fff; }

/* 13 Footer ---------------------------------------------------------------- */
.pre-footer { position: relative; z-index: 2; margin-bottom: -100px; }
.pre-card { border-radius: var(--r-xl); padding: 56px 60px; background: var(--blue) var(--tex-grid); display: grid; grid-template-columns: 1.3fr auto; gap: 30px; align-items: center; box-shadow: 0 40px 80px -36px rgba(37,74,134,.8); position: relative; overflow: hidden; }
.pre-card::after { content: ''; position: absolute; right: -90px; top: -130px; width: 360px; height: 360px; border-radius: 50%; border: 56px solid rgba(255,255,255,.06); }
.pre-card > * { position: relative; z-index: 1; min-width: 0; }
.pre-card h2 { color: #fff; font-size: clamp(2rem, 3.2vw, 3rem); margin: 0; }
.pre-card h2 em { color: var(--sky-300); }
.pre-card .acts { display: flex; flex-wrap: wrap; gap: 12px; }
.footer { background: var(--navy-950) var(--tex-grid); color: rgba(255,255,255,.66); padding-top: 180px; font-size: 15px; position: relative; overflow: hidden; }
.f-cols { display: grid; grid-template-columns: 1.4fr 1fr 1.2fr 1.3fr; gap: 50px; padding-bottom: 50px; }
.f-cols > * { min-width: 0; }
.f-brand img { width: 210px; margin-bottom: 24px; }
.f-hours { display: inline-flex; gap: 8px; align-items: center; padding: 10px 16px; border-radius: 12px; background: rgba(255,255,255,.05); border: 1px solid rgba(255,255,255,.1); font-size: 13.5px; margin-top: 8px; }
.f-hours i { color: var(--sky-300); }
.f-title { font-family: var(--sans); font-size: 14px; font-weight: 700; color: #fff; margin-bottom: 22px; display: flex; align-items: center; gap: 10px; }
.f-title::before { content: ''; width: 18px; height: 2px; background: var(--sky); }
.f-links { list-style: none; padding: 0; margin: 0; }
.f-links li { margin-bottom: 11px; }
.f-links a { color: rgba(255,255,255,.72); transition: color .3s, padding .4s var(--ease); }
.f-links a:hover { color: #fff; padding-left: 6px; }
.f-links a.f-admin { color: var(--sky-300); display: inline-flex; gap: 8px; align-items: center; }
.f-contact { list-style: none; padding: 0; margin-bottom: 20px; }
.f-contact li { display: flex; gap: 14px; margin-bottom: 14px; line-height: 1.6; }
.f-contact i { color: var(--sky-300); margin-top: 5px; width: 16px; }
.f-contact a { color: rgba(255,255,255,.82); }
.f-contact a:hover { color: #fff; }
.f-news { display: flex; background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.12); border-radius: 14px; padding: 5px; }
.f-news input { flex: 1; min-width: 0; background: none; border: 0; outline: 0; color: #fff; padding: 8px 12px; font-size: 14px; }
.f-news input::placeholder { color: rgba(255,255,255,.45); }
.f-news button { width: 44px; height: 44px; border-radius: 11px; border: 0; background: var(--sky); color: #fff; transition: background .3s; }
.f-news button:hover { background: var(--blue); }
.f-group { display: flex; flex-wrap: wrap; align-items: center; gap: 10px; padding: 24px 0; border-top: 1px solid rgba(255,255,255,.08); }
.f-group > span { font-size: 12px; letter-spacing: .18em; text-transform: uppercase; font-weight: 700; color: var(--sky-300); margin-right: 10px; }
.f-group a { padding: 9px 16px; border-radius: 12px; border: 1px solid rgba(255,255,255,.12); color: rgba(255,255,255,.82); font-size: 14px; font-weight: 600; transition: all .3s; }
.f-group a i { color: var(--gold); margin-right: 6px; }
.f-group a:hover, .f-group a.current { background: #fff; color: var(--navy-900); }
.f-giant { font-family: var(--serif); font-size: clamp(4rem, 15vw, 15rem); line-height: .8; letter-spacing: -.03em; color: transparent; -webkit-text-stroke: 1px rgba(255,255,255,.18); text-align: center; white-space: nowrap; user-select: none; margin: 10px 0 -2.3vw; }
.f-bottom { position: relative; z-index: 2; background: var(--navy-950); border-top: 1px solid rgba(255,255,255,.08); padding: 24px 0; font-size: 13.5px; }
.f-bottom .container { display: flex; flex-wrap: wrap; gap: 14px 30px; justify-content: space-between; align-items: center; }
.f-bottom p { margin: 0; }
.f-bottom nav { display: flex; gap: 22px; flex-wrap: wrap; }
.f-bottom a { color: rgba(255,255,255,.78); }
.f-bottom a:hover { color: #fff; }
.f-bottom strong { color: var(--sky-300); }
@media (min-width: 992px) and (max-width: 1599.98px) { .f-bottom nav { margin-right: 70px; } }

.fab-wa { position: fixed; right: 22px; bottom: 88px; z-index: 990; width: 54px; height: 54px; border-radius: 16px; background: #25d366; color: #fff; display: grid; place-items: center; font-size: 27px; box-shadow: 0 12px 28px -8px rgba(37,211,102,.7); transition: transform .3s; }
.fab-wa:hover { color: #fff; transform: translateY(-3px) rotate(-6deg); }
.to-top { position: fixed; right: 22px; bottom: 22px; z-index: 990; width: 54px; height: 54px; border-radius: 16px; border: 0; background: var(--blue); color: #fff; opacity: 0; visibility: hidden; transform: translateY(16px); transition: all .4s var(--ease); overflow: hidden; }
.to-top.show { opacity: 1; visibility: visible; transform: none; }
.to-top .fill { position: absolute; left: 0; right: 0; bottom: 0; height: 0; background: var(--sky); transition: height .2s linear; }
.to-top i { position: relative; }

/* 14 Motion ---------------------------------------------------------------- */
[data-reveal] { opacity: 0; transition: opacity 1s var(--ease), transform 1s var(--ease); }
[data-reveal="up"] { transform: translateY(56px); }
[data-reveal="left"] { transform: translateX(-60px); }
[data-reveal="right"] { transform: translateX(60px); }
[data-reveal="zoom"] { transform: scale(.9); }
[data-reveal].revealed { opacity: 1; transform: none; }
[data-split] .w { display: inline-block; overflow: hidden; vertical-align: top; padding-bottom: .1em; margin-bottom: -.1em; }
[data-split] .wi { display: inline-block; transform: translateY(108%) rotate(4deg); transform-origin: left bottom; transition: transform 1.1s var(--ease); }
[data-split].revealed .wi { transform: none; }
.fade-up { opacity: 0; animation: fadeUp 1s var(--ease) forwards; }
.dl-1 { animation-delay: .15s; } .dl-2 { animation-delay: .3s; } .dl-3 { animation-delay: .45s; } .dl-4 { animation-delay: .6s; } .dl-5 { animation-delay: .75s; }
@keyframes fadeUp { from { opacity: 0; transform: translateY(30px); } to { opacity: 1; transform: none; } }
@media (prefers-reduced-motion: reduce) {
    *, *::before, *::after { animation: none !important; transition: none !important; }
    [data-reveal], .fade-up { opacity: 1; transform: none; }
    [data-split] .wi, .rotator span.is-on { transform: none; }
    .img-clip::after { display: none; }
    .img-clip img { transform: none; }
}

/* 15 WOW Slider ------------------------------------------------------------ */
#wowslider-container { position: absolute; inset: 0; width: 100% !important; height: 100% !important; max-width: none !important; max-height: none !important; font-size: 10px; }
#wowslider-container .ws_images { position: relative; width: 100%; height: 100% !important; overflow: hidden; max-height: none; }
#wowslider-container .ws_images ul { position: relative; width: 10000%; height: 100%; left: 0; list-style: none; margin: 0; padding: 0; }
#wowslider-container .ws_images ul li { position: relative; width: 1%; height: 100%; float: left; overflow: hidden; line-height: 0; font-size: 0; padding: 0 !important; margin: 0 !important; }
#wowslider-container .ws_images img { width: 100% !important; height: 100% !important; object-fit: cover; max-width: none !important; margin: 0 !important; }
#wowslider-container .ws_images > div, #wowslider-container .ws_effect { height: 100% !important; }
#wowslider-container .ws_bullets { position: absolute; opacity: 0; pointer-events: none; width: 1px; height: 1px; overflow: hidden; }
#wowslider-container .ws_bulframe, #wowslider-container a.wsl, #wowslider-container .ws_playpause, #wowslider-container .ws-title, #wowslider-container .ws_controls, #wowslider-container .ws_shadow, #wowslider-container .ws_frame { display: none !important; }

/* 16 Responsive ------------------------------------------------------------ */
@media (max-width: 1399.98px) {
    .nav-phone { display: none; }
}
@media (max-width: 1199.98px) {
    .nav-menu, .nav-cta .btn-sh { display: none; }
    .burger { display: grid; }
    .utility-group { display: none !important; }
}
@media (max-width: 991.98px) {
    .section { padding: 90px 0; }
    .hero-grid, .phero-grid, .head-row, .calc, .mag, .cb-split, .sector-row, .pre-card { grid-template-columns: 1fr; }
    .hero::after, .phero::after { display: none; }
    .hero-visual { padding: 0 0 30px 30px; max-width: 560px; }
    .float-card.fc-2 { right: 0; }
    .phero-visual { max-width: 480px; }
    .bento { grid-template-columns: 1fr 1fr; }
    .b-photo { grid-row: auto; grid-column: span 2; min-height: 420px; }
    .stack-card { grid-template-columns: 1fr; position: relative; top: auto; }
    .stack-img { min-height: 260px; order: -1; }
    .stack-body { padding: 34px 28px; }
    .xpanels { flex-direction: column; height: auto; }
    .xpanel { flex: none; min-height: 110px; }
    .xpanel.active { min-height: 420px; }
    .xpanel .vtitle { writing-mode: horizontal-tb; transform: none; left: 90px; bottom: auto; top: 34px; font-size: 1.4rem; }
    .xpanel .xi { left: 24px; transform: none; }
    .stat-band { grid-template-columns: 1fr 1fr; }
    .stat-band > div:nth-child(2) { border-right: 0; }
    .stat-band > div:nth-child(-n+2) { border-bottom: 1px solid rgba(255,255,255,.12); }
    .img-duo { min-height: 440px; }
    .sector-row.flip > :first-child { order: 0; }
    .group-cards { grid-template-columns: 1fr; }
    .f-cols { grid-template-columns: 1fr 1fr; }
    .pre-card { padding: 40px 28px; }
    .cb-body, .form-panel { padding: 34px 24px; }
    .cb-media { min-height: 340px; }
}
@media (max-width: 767.98px) {
    .utility { display: none; }
    .finder-row { grid-template-columns: 1fr; }
    .calc-inputs, .calc-result { padding: 30px 22px; }
    .hero-frame { border-radius: 150px 150px var(--r-lg) var(--r-lg); }
    .float-card { padding: 12px 14px; }
    .float-card.fc-1 { top: 30px; }
    .hero-visual .seal { width: 104px; height: 104px; right: -4px; }
    .bento { grid-template-columns: 1fr; }
    .b-photo { grid-column: auto; }
    .feature-list, .stat-row { grid-template-columns: 1fr; }
    .mag-item { grid-template-columns: 110px 1fr; }
    .f-cols { grid-template-columns: 1fr; }
    .row.g-5 { --bs-gutter-x: 1.5rem; }
    .nav-main { height: 76px; }
    .brand img { height: 50px; }
}

/* Page-end spacing for the overlapping pre-footer card, article headings */
main > :last-child { padding-bottom: 190px !important; }
.article-page .phero h1 { font-size: clamp(2.2rem, 3.6vw, 3.5rem); }
.article-page .phero p { font-size: 1.05rem; }
.phero .article-meta { color: var(--muted); }.float-card.fc-1 { top: 44%; left: 0; }
.hero-visual .seal { top: 64px; right: -16px; }
@media (max-width: 767.98px) { .float-card.fc-1 { top: 40%; } .hero-visual .seal { top: 40px; right: -6px; } }
@media (max-width: 767.98px) { .float-card.fc-1 { display: none; } }

/* Progressive images: a blurred 24px placeholder shows instantly, then the full image sharpens in */
img.lq { background-size: cover; background-position: center; background-repeat: no-repeat; transition: filter .9s ease, transform 1.4s var(--ease), opacity .5s ease; }
img.lq.is-loading { filter: blur(14px) saturate(1.05); animation: lqPulse 1.6s ease-in-out infinite; }
@keyframes lqPulse { 50% { filter: blur(14px) brightness(1.1) saturate(1.2); } }
.f-note { font-size: 12.5px; opacity: .6; margin-top: 14px; max-width: 360px; }
.f-bottom .container { flex-wrap: nowrap; }
.f-bottom p, .f-bottom nav { white-space: nowrap; }
@media (max-width: 991.98px) { .f-bottom .container { flex-wrap: wrap; } .f-bottom p, .f-bottom nav { white-space: normal; } }[data-split] .w { padding-bottom: .18em; margin-bottom: -.18em; }
.mag-feature.box-right { justify-content: flex-end; }